How insurers, underwriting agencies, brokers and policyholders can all get the most out of the risk management process:

We provide understanding of the risk

providing the information required to enable the risk to be correctly rated and suitable terms applied. It also reduces the scope for argument if a loss occurs.

We are a fresh pair of eyes

this might allow for unexpected risks to be discovered and dealt with.

We can investigate specific underwriting concerns such as

a lack of clear, key risk information;
a poor claims history that requires investigation; and
where there are specific geographical issues, for example pinpointing an exact location to enable accurate rating of flood risk.

We can help to reduce the likelihood and severity of a loss

saving money, disruption, fines, bad publicity and even prison.

We can flag up breaches of policy conditions

allowing opportunity to remedy or alter, or sometimes even to delete inappropriate policy conditions.

We offer guidance on cover and sums insured

enabling the policyholder to have the most suitable cover and/or identifying situations where the sums insured may be inaccurate.